Cursor pricing (Pro vs Business) — per-seat math for small teams

Official anchors (verify): Hobby free; Pro ≈ $20/mo; Business ≈ $40/user/mo (adds org-wide privacy mode, SAML, central billing); usage-based add-ons for frontier models.

When Business is worth 2× Pro

You need centralized billing + seat management (finance will thank you)
Privacy mode / no-training guarantees are contractual for you
You actually use admin analytics

Otherwise: Pro seats for individuals, and put shared workloads on an API key instead.

Official: cursor.com/pricing

FAQ

Is the $40 tier faster?
No — same models; it's admin/privacy features, not speed.